The Gold Financing landscape in Pakistan is set to expand as ABHI Microfinance Bank Ltd. has entered into a strategic partnership with GoldFin under a Super Agency Agreement. The collaboration aims to improve access to secure and digitally enabled gold-backed lending services across the country.
The development is significant because Gold Financing plays an important role in providing quick and collateral-based credit to individuals who may not have access to traditional banking facilities. Through this partnership, both organizations aim to enhance financial inclusion and customer convenience.
ABHI and GoldFin Sign Strategic Agreement
The agreement was formally signed by Ms. Mariam Pervaiz, Chief Commercial Officer at ABHI Microfinance Bank, and Mr. Tariq Mohar, Chief Executive Officer of GoldFin Limited.
The signing ceremony was attended by senior representatives from both organizations, including Mr. Kabeer Naqvi, Entrepreneur in Residence at ABHI. Officials highlighted that the partnership combines ABHI’s financial expertise with GoldFin’s operational network.
Moreover, the collaboration is designed to expand service accessibility through branch-based and digital platforms.
GoldFin Branches to Act as Service Points
Under the agreement, GoldFin branches will operate as service points for ABHI Microfinance Bank. This arrangement will utilize shared vault infrastructure to ensure secure handling of gold-backed transactions.
As a result, customers will be able to access financing services more efficiently without complex procedures. In addition, the integration is expected to improve operational efficiency and service delivery across multiple locations.
This model reflects a growing trend in Pakistan’s financial sector toward partnership-based service expansion.
Doorstep Gold Loan Facility Introduced
A key feature of the partnership is the introduction of a doorstep gold loan service. Customers will be able to apply for loans through a dedicated mobile application.
Trained GoldFin agents will visit customers, digitally process requests, and facilitate loan issuance without requiring branch visits. Consequently, this approach aims to improve accessibility and customer convenience.
Furthermore, the use of mobile technology supports a shift toward more inclusive and flexible financial services.
Focus on Financial Inclusion and Technology
Both organizations emphasized their commitment to improving financial inclusion through innovative service models. They stated that combining technology with traditional lending methods can help expand access to credit across underserved communities.
Additionally, the partnership reflects a broader industry trend toward digital transformation in microfinance and retail banking.
By integrating secure infrastructure with digital platforms, the initiative aims to provide faster and more reliable financial solutions.
ABHI Strengthens Fintech Portfolio
Through this collaboration, ABHI Microfinance Bank continues to expand its portfolio of innovative financial products. Meanwhile, GoldFin enhances its operational reach and service capabilities across Pakistan.
The partnership is expected to support broader access to gold-backed financing and strengthen the role of digital lending in the country’s financial ecosystem.
Ultimately, both institutions aim to create more convenient, secure, and inclusive financial services for customers nationwide.
